Terms and Conditions
These Terms and Conditions (“Terms”) govern your use of the website www.merchantfundingadvance.com (“Site”) and the services provided by Merchant Funding Advance LTD (“We” or “Us”). By using our Site or accepting our services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, you must stop using our Site immediately.
Definitions
– “Product” refers to any third-party product or service displayed on our Site.
– “Site” includes mobile applications, channels, or applications operated by or on behalf of Merchant Funding Advance LTD.
– “You,” “Your,” or “User” refers to any person accessing and using the Site.
– “Services” means all services provided by us through the Site.
Who we are
– We are Merchant Funding Advance LTD, the owner and operator of www.merchantfundingadvance.com.
– Our registered office address is 20 Pool Street, Walsall, WS1 2EN.
– A Merchant Cash Advance (also known as a Business Cash Advance) is currently not an FCA regulated product.
– We act as a broker, not a lender, and connect users with finance lenders.
– Our company number is 14888634
– We are registered on the Register of Data Controllers with the Information Commissioner’s Office number ZB552798
Use of Site
– Access to our Site is free of charge.
– By accessing and using our Site, you confirm that you are over 18 years old, legally entitled to enter into agreements, and can agree to the Terms on behalf of any entity you represent.
– This agreement is between you and Merchant Funding Advance LTD.
– If you do not agree to these Terms, you should not use this Site.
– We cannot guarantee the availability or uninterrupted access to our Site.
– We may suspend, withdraw, discontinue, or change the website or any part of it without notice.
How our Site works
– Our Site helps you find business finance options quickly and easily.
– We work with reputable third-party lenders.
– To find suitable finance options, you will be asked to provide certain information on the Site.
– Based on your information, finance providers may contact you with no-obligation quotes.
– Our service is no-obligation, and you are not pressured to commit to a product or finance provider.
– Our company number is 14888634.
Credit Checks
– We may carry out identity and soft credit checks to prevent fraud.
– These checks do not affect your credit rating.
– By accepting these Terms, you agree to our use of your personal and business data for these checks.
Our Service
– Our Site is intended for use within the United Kingdom.
– Once you submit your finance application, we use the information provided to match you with suitable lenders.
– By submitting an enquiry, you agree to allow finance providers to contact you for further discussions.
– We provide finance providers with your finance request and obtained information for assessment.
– Any subsequent discussions between you and the finance provider will not involve us.
Charges
– We do not charge a fee for using our services or Site.
– We may receive a commission from finance providers for facilitating introductions.
– The commission amount may vary.
– Third-party brokers may charge their own fees, which will be made clear to you before proceeding.
Intellectual Property
– All content on our Site is the sole property of Merchant Funding Advance LTD or third parties and is protected by intellectual property laws.
– You may not reproduce, copy, distribute, sell, rent, sublicense, or reuse any content without our written permission.
Liability and disclaimers
– We aim to provide accurate and up-to-date information on our Site, but we do not guarantee its accuracy or completeness. We are not responsible for any errors or omissions on the Site.
– We are not a lender and do not provide financial advice. The information on our Site is for general informational purposes only and should not be considered as financial or professional advice. You should seek independent advice before making any financial decisions.
– We are not responsible for any actions or decisions taken by you or any third party based on the information or services provided on our Site. – We do not endorse or recommend any specific products or services offered by third-party lenders or providers. We provide a platform for connecting users with lenders, but we do not guarantee the quality, suitability, or availability of any products or services.
– We are not liable for any damages or losses arising from your use of the Site or reliance on the information provided on the Site. This includes direct, indirect, incidental, consequential, or punitive damages.
– We cannot guarantee the security of information transmitted over the internet. While we take reasonable measures to protect your information, we cannot guarantee the security and confidentiality of any data transmitted to or from our Site.
– Our Site may contain links to third-party websites. These links are provided for convenience and informational purposes only. We are not responsible for the content, accuracy, or reliability of any third-party websites, and accessing them is at your own risk.
– We may update or modify these Terms at any time without notice. It is your responsibility to review the most current version of the Terms before using our Site.
– These Terms are governed by the laws of England and Wales, and any disputes arising from these Terms or your use of the Site will be subject to the exclusive jurisdiction of the courts of England and Wales. If you have any questions or concerns about these Terms, please contact us
